Bank finance articles and tips

1. Use cash: It is easy to spend money you don't have when you pay for everything using a credit card. Using cash makes your spending feel more real, as a result you will find it harder to part with your hard earned money....

Finding your way out of debt can feel like walking around in the dark. You know there is a way out, but you don't know where it is or how to get to it. When it comes to debt relief there are multiple solutions to choose from, each bringing different risks and benefits. While they may not all provide equal relief the biggest concern is knowing what to look for when you decide to choose one solution over another....

When you apply for a credit card, you may have been asked by the provider if you would like to add credit card insurance to your account. If you were not initial asked during account sign up, the question may arise when you activate your new card or by a random phone call from an account representative. Credit card insurance may be portrayed as a must-have service but you should consider whether it is really necessary for you....

When you're looking to increase your quality of living and the value of your home, a kitchen renovation is a good place to start. Studies show that depending on the magnitude of your remodel, a kitchen renovation can add up to 85% of the cost to the value of your home. So for instance, if you were to perform a $100,000 kitchen renovation, it would, on average, add roughly $85,000 to the value of your house....

When was the last time that you ran into a service error, like an incorrect bill? Probably not that long ago if you're like me. Just this week, I had to correct a record because someone sent me two checks when I had earned only one. Last month, it was something else.

How many times have you had to redo something you've done or written? Or you think of a nuance that you forgot when you made a decision? As an introvert, I do this frequently (because we introverts - smart as we may be - need extra time to reflect). And it wastes my time, just like other peoples' errors waste their time and their employers' dollars....

Did you know that you and your family can eat healthy while on a budget? Many people have the misconception that couponers don't eat healthy or eat foods they don't enjoy, all for the sake of saving money. Well, that just isn't true.

Here are some easy ways that you can eat healthy while saving money at the same time!

Plan your grocery trips before-hand. I find that if I have my list and coupons ready to go when I get to the store, all I have to do is search for those items and I am not tempted to binge on other products. This also saves me a lot of time....