Bank finance articles and tips

The other day, I was at Starbucks I was talking to a gentleman who was formerly from Ireland. He is now a US citizen, and he runs a business in the transportation industry. Specifically he shuttles executives, and wealthy individuals to and from the airport, and around town in town cars and Limousines while they are on vacation, or while they are snow-birding in our desert resort community. We got to talking about how more and more wealthy folks and corporate executives are traveling incognito without the flashy Limousines. There's a reason for this, and I'd like to talk about it for a moment if I might....

Finding your way out of debt can feel like walking around in the dark. You know there is a way out, but you don't know where it is or how to get to it. When it comes to debt relief there are multiple solutions to choose from, each bringing different risks and benefits. While they may not all provide equal relief the biggest concern is knowing what to look for when you decide to choose one solution over another....

When was the last time that you ran into a service error, like an incorrect bill? Probably not that long ago if you're like me. Just this week, I had to correct a record because someone sent me two checks when I had earned only one. Last month, it was something else.

How many times have you had to redo something you've done or written? Or you think of a nuance that you forgot when you made a decision? As an introvert, I do this frequently (because we introverts - smart as we may be - need extra time to reflect). And it wastes my time, just like other peoples' errors waste their time and their employers' dollars....

Offshore tax planning has become increasingly popular over the years as taxes rise and the wealthy seek to escape the tax regimes in their home countries. However, it is not only the rich that can benefit from Tax Havens and their use will significantly increase your wealth and the speed at which you can accumulate it. Before looking at offshore taxation planning you need to consider two key components. You need to understand the taxation regulations in your home country and you need to understand the taxation legislation in the tax haven you would like to utilise. Without both sets of information you may end up spending a lot of money and not achieving your aims. It is therefore very important that you get expert tax planning advice prior to contemplating using a tax haven to reduce or eliminate your taxes....

We all know we should be saving and we hope to accumulate some savings as we go through life.

But do you actually know HOW to start saving? Also, do you know WHAT you'll actually be saving for?

Making sure YOU'RE the one who's in control of your budget will help you get clear.

We find most people only have a fairly vague idea on how to start saving. Mostly they make it up as they go. If they do actually manage to save some money, they then often look for something to spend it on!

The problem with having not having a clear idea on how to start saving is that it makes your savings pattern really ineffective.

It's like anything else in life. The more you put in, the more you get out....

Whether you're a developer (one who builds spec homes to sell) or a "flipper" (one who buys a distressed property such as a foreclosure to fix up and resell), having cash on hand to keep the ball rolling can be a challenge at times. When a property doesn't turn over like you expect, it can tie up money you need to start a new project or to ensure the current one is completed. While a traditional loan could be used, this type of loan isn't designed to give you what you need when you need it. A tool you could use and could be just what you need is a private capital loan or hard money loan....