Bank finance articles and tips

SAN FRANCISCO — Meg Whitman, Hewlett-Packard’s chief executive, beat up her company on Wednesday.

Ms. Whitman told a meeting of Wall Street analysts that they should expect sharply lower revenue and profits. She also told them not to expect the company to fully right itself before 2016. “We have much more work to do,” she said.

There are many different ways to set out a business report and most companies have their own preferred style, which you should always follow when asked to. However, if you've never written a business report before, and your company does not have a standard style, use the one we've detailed below. Do bear in mind though, that the layout of your report will depend on the subject, purpose and contents you are including.

1. Your housing debt should not exceed 28 percent of your gross income. Your total debt should be under 36 percent.

2. Invest for your future. Use your 401k, 403b, 457 and max out your IRA's. If you get a match on your 401k, make sure you are taking advantage of it!
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One of the most important things you can do regarding your finances is learn how to budget your money properly. But this is often easier said than done. How do you know if you're spending too much or what you should cut back on? How do you stick to your budget once it's made?....

When you owe money to the IRS, paying it off should be your top priority. However, you should consider what your options are for resolving your debt before you choose a course of action....

If you feel that your credit report scores are not as good as they should be, the first thing you should do is order a credit report to which you are legally entitled to on an annual basis and review it as soon as you receive it. Any negative findings on your credit report and scores will be accompanied by an explanation so you can be made aware of what you need to do to correct these items that may be negatively affecting your credit....