Bank finance articles and tips

What Is Fundamental Analysis?

Fundamental analysis studies the core underlying elements that influence the price of a particular entity, like a stock or currency. It attempts to predict price action and trends by analysing economic indicators, government policy, societal and other factors within a business cycle framework....

According to the Federal Reserve's Monthly Credit Report, consumer credit debt saw its largest jump in three years. In June, consumers went three billion dollars more into revolving debt, for a total of $793 billion dollars in total consumer credit card debt. The Fed doesn't usually comment on its findings, and this is a reversal of spending-saving trends that persisted through much of 2011 and 2010.

New Debt, Same Unemployment Trends

Between 2009 and 201, amidst record unemployment and mass bankruptcy for many of the Country's of oldest and once sacred banks and financial intuitions, revolving debt declined steadily 175 billion dollars. In May, non-revolving debt continued to rise steadily at 1.3 percent, for a total of 1.3 trillion in total non-revolving consumer debt.