Bank finance articles and tips

The idea that student loans only relate to college fees is not actually accurate. The fact is that students require many of the amenities and services that everyone else needs. Getting a car is sometimes necessary to get to and from campus, and the availability of student auto loans with no credit history required makes buying one possible.

As far as lenders are concerned, car loans approved to students is a lot riskier than auto loans approved to the fully employed. But there are clear benefits in providing this kind of financing - not least the fact that these young students will be fully employed in the future, and be a valuable customer in the long run....

Are you one of those people who has abused their credit cards and amassed a large amount of debt that you can't pay off? Are you wondering how do I build credit now? If you are suffering with credit problems, have no credit, or just starting out? If so, a secured credit card may be your best option for you. Statistical data shows increased number of parents are turning to secured credit cards as a way to teach teenagers and college students about responsible financial spending and building credit....