Bank finance articles and tips

As a director of a small company it is immensely important for you to know about the Company Director Life Insurance. It is one of those unique covers that allows your company to pay the premiums instead of you, whereby you can save up to 50% per cent of your tax. The company can also show it as business expenditures thereby being entitled to substantial tax benefits. These benefits are availed by the small companies that seek to provide death in service benefits for its employees.

Cashback credit cards are a great way to get money paid back to you for your normal spending.

By substituting your debit/credit card for a cashback credit card when you make purchases, you can soon rack up a healthy amount of cashback on the purchases you usually make.

The benefits of cashback are perhaps most telling when you need to make a big purchase, or a series of purchases - such as buying Christmas presents.

As a little aside you might think that booking a holiday using your credit card is a good idea and it can be - but remember that many travel agents and tour operators make a charge for you paying by card. The effect of this will be to lessen, or even exceed any cashback you make so check before booking.

Cashback can also make a welcome addition to your back pocket if your family regularly spends a small fortune in the supermarket and/or petrol station.

The best bit about cashback credit cards is that, used sensibly, they can give you money for nothing!

There are legal, health and safety and cost reasons for ensuring the extraction system in a large scale kitchen are regularly cleaning and maintained.

These systems are designed to remove the products from the cooking processes and discharge them to a safe external location, normally via a canopy installed over the cooking appliances.

The legislation on Fire Safety is the most obvious of these, as commercial kitchens in restaurants, cafes and other establishments are one of the most high risk environments for fire risk, and in particular the extraction systems where grease, dust and other debris can accumulate if not regularly maintained and cleaned.