Bank finance articles and tips

Last month an interesting article was published on a blog which made a very useful reference to on line music, and iTunes in particular, in relation to ebilling. In his article the author suggested that if we thought about bills in music terms:
- CDs (and the artists that produce them) are like paper bills;
- Listening to music online is like logging in to a portal to view and pay your bill; and
- Downloading a song (file) to your chosen device from iTunes is like receiving your bill as a file (attachment) to your PC, tablet, iPhone, Android, Blackberry etc.

Looking in advance at IRS cost-of-living increases for 2012 presents interesting tax planning considerations. It doesn't affect 2011 tax returns. However, some individuals are likely to ask tax preparation companies about changes effective in the new year....