Credit card consolidation loans are just one of several effective ways to help you get out of debt and back into the green. If you're currently in debt then you will know that this is a highly distressing and upsetting position to be in. It can feel very much as though the walls are closing in around you, and you might find yourself wracked with guilt and stress as a result. There's no worse feeling than getting a letter in the post that's threatening to make good on your repayments....