Bank finance articles and tips

You have made it through the bankruptcy process and your discharge date is finally almost here. Your hard work and dedication has paid off. Congratulations: You are finally officially debt-free.

But don't pat yourself on the back too quickly. If you've been tightening the belt around your finances, you be tempted to go on a spending spree or fall back into your bad financial habits. This is why most bankruptcy courts require consumers to undergo credit counseling classes before they can have their debts discharged. However, this isn't to say that everyone takes these lessons to heart - and dispelling years of bad financial habits with just a few weeks of credit counseling classes doesn't always work....