Bank finance articles and tips

Property tax is a tax assessed on real estate by the local government. The tax is based on the value of the property (including the land) that you own. This tax is mainly used by municipalities for repairing local roads, building schools and other similar services that help maintain the community....

Insulated concrete forms represent a break from the conventional practice of constructing buildings. The liquid substance is poured into prefabricated Lego-like interconnecting bricks that run along the outline of the building's foundation. The ICF Construction regulations require that the blocks reach down thirty feet. In the colder climates this is typically the frost line. The sides of these blocks reach up to the roof line which can be more than one story high. The roof is foam sealed.

A conventional builder must be quite shocked to witness the speed in which the buildings are constructed with Concrete Forms. A conventional building system would require building the foundation by hand with wood framing. This process is very time consuming. Once the foundation has been poured the framers would come to frame the skeletal structure of the building....