Either it's your first money plastic or you're adding a second one, there are tips that can teach you how to apply for a credit card easily. Not all credit cards are the same. There are some that are better than others when it comes to interest rates and premiums and there are some with features and freebies that you cannot get from your existing one. Getting multiple credit cards enables you to take advantage of each of the cards unique features and this is one of the main reasons why people apply for an additional plastic..