So there you are. You are sitting at the kitchen table with your hands in your face while you are staring at a pile of bills and receipts. So what do you do? Do you need a loan today or do you just need to increase your income so you can actually pay all of your bills at the end of the month? And the answer is both. Raising you income will solve your long term problems, but right now, you need money in hand, right? I have been there just like you with a mountain of bills and not enough money in my checking account to pay them all. I needed money right now but I was unsure of what my options really were....