Consumer Rights - Credit Card Relief and Loan Modification Ripoffs
NPR reported recently that "the credit reporting agency TransUnion says the rate of delinquent payments - 90 days late or more - has dropped to its lowest level in 17 years." This same report stated that Americans are carrying less credit card debt and that there has been a sharp drop in delinquent payments because the banks have made it harder to get a credit card.This is great news, but this report had nothing to say about a larger problem: Many debt settlement and mortgage loan modification companies are taking advantage of credit strapped consumers.
Business Card Printing and Design Mistakes to Avoid
You business card is sometimes the only tool you have to remind potential employers, customers, or business partners who you are, what you are about, and how to contact you. No matter what type of business you are in, having a proper card that delivers your message clearly is very important. Many people forget that even tough we are living in a digital age, a business card is still the easiest way for you to give someone all of the information they may need to contact you for future business. These tiny cards are very important but still people continue to make a few common mistakes in designing and printing their cards. To help you avoid flaws that may cause you to loose business, take a look at these common business card mistakes.What Your Credit Card Won't Let You Buy
A little-noticed move by American Express to ban the purchase of medical marijuana with its credit cards has reignited a longstanding debate: How much can a credit card company control what you buy?
To the surprise of consumers, major credit card companies are making decisions about what they can and can't buy with their credit cards. What's off-limits? Legal purchases like gambling chips and donations to at least one controversial non-profit organization; in some cases, buying pornography is also restricted, and so, increasingly, is medical marijuana. Last month, shortly before Delaware became the 16th state to legalize medical marijuana, American Express told merchants that its cards could not be used to buy it.
To the surprise of consumers, major credit card companies are making decisions about what they can and can't buy with their credit cards. What's off-limits? Legal purchases like gambling chips and donations to at least one controversial non-profit organization; in some cases, buying pornography is also restricted, and so, increasingly, is medical marijuana. Last month, shortly before Delaware became the 16th state to legalize medical marijuana, American Express told merchants that its cards could not be used to buy it.
