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Are You a Debtaholic?

Are You a Debtaholic? Some people are born either with a "tight fist" or a "hole in the pocket" when it comes to money. Much of our saving and spending inclinations come from our environment, as well as our inborn nature. Whether nature or nurture make you what you are, fess up to it, and work with it. You and your financial partner can divide up the money-handling task and get the job done. One of you is better at buying less at the grocery store. One is better at balancing the checkbook and paying bills.

Far better to become a super-saver who enjoys life, instead of a "big spender" who suffers financial stress. Super-savers are sometimes considered to be "cheapskates" who do not know how to have fun with their money. They could be diagnosed with S.A.D., Spending Anxiety Disorder! Nevertheless, a life of spending wisely does not have to be miserable. Super-savers just do not want to be constantly distracted with consumption and debt. Their solution: spend less than they earn. The result can be: less stuff and more contentment.
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