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Find the detailed information about hdfc surgicare life plan that offers comprehensive coverage for an individual at nominal costs. Check out other details, like it features, advantages and extra benefits that are offered with the policy.
In present time hdfc life insurance is a prominent name of the insurance industry. Hdfc surgicare life insurance policy is a kind of policy that offers support at the time of major surgery and hospitalization, assuring the financial independence. It is also a single health plan, suitable for only an individual under which only one person can be insured under one life insurance plan.

Value of sum assured can be Rs 1 lakh to Rs 5 lakhs. The best feature of this policy is its continuous cover which means this policy never terminates even after the payment of first or subsequent surgical procedures. With this life insurance, cashless facility is also available according to which, insured person can use every required medical facility and go cashless for payment in the hospital. Following are the advantages of hdfc surgicare life insurance:

? 82 major surgical procedures are covered
? Option to include hospital cash benefit
? Automatic increase in the level of health cover ensures that the increasing medical costs are taken care of
? Lump sum benefits are paid regardless of the actual medical expenses
? The policy continues even after the after the payment of first or subsequent surgical procedures, subject to terms and conditions as stated in the policy brochure
? Flexibility to tailor-make the policy by choosing level of health cover, benefit options level and premium payment as per your needs
? Convenient and hassle free claims with cashless benefits on surgeries and hospitalization in any of the network hospitals
? Tax benefits can be availed under section 80D of the Income Tax Act, 1961

The policy term can be ranges from 7 years minimum to 20 years maximum. The minimum entry age is 18 years and maximum entry age is 50 years for an individual. Your life insurance policy will not be terminated after the payment of first or subsequent surgical procedures.

Whenever it comes to claim, then all the claims under this policy will be settled by the appointed third party administration (TPA). And, most importantly, there is no benefit like surrender or paid up is offered.